Hail Damage Repair Process: What Homeowners Must Know

After a hailstorm, check your property from the ground first. Look for missing shingles, dented gutters, cracked siding, and broken windows. Use binoculars to inspect the roof without climbing up, especially if the roof is steep or wet.

Inside your home, look for water stains on ceilings and walls, especially near rooflines and chimneys. Check the attic for daylight coming through the roof deck. If you find any signs of water entry, document them with photos and notes. This record helps your insurance claim and guides the repair work.

• Look for dented or cracked roof shingles
• Check gutters and downspouts for dents and loose joints
• Inspect siding, especially on the side facing the storm
• Look for broken window panes and torn screens
• Check attic for water stains or visible light
• Photograph all damage for your records

Your insurance company needs clear evidence of the hail damage. Take photos and videos of every affected area, including close-ups of dents, cracks, and water stains. Keep receipts for any temporary repairs you make, like tarps or plywood.

Review your policy to understand what is covered and what your deductible is. Policies vary, and your insurer decides what is covered. Contact your insurance company to report the damage and ask about the claims process. They may send an adjuster to assess the loss before repairs begin.

Repair timelines depend on the extent of the damage and the availability of materials. A small patch can be done in a day, while a full roof replacement may take a week or more. The pros will give you a clear plan before starting, but be prepared for weather delays.

During repairs, keep your family and pets away from work areas. If you live in Baytown, have a list of emergency contacts handy, including your insurance agent and a trusted roofer. Ask the pros about how they handle debris removal and cleanup so your yard is left safe.